CalStateTeacher.com
Apply Online   Q&A Current Rates About Us
CalStateTeacher.com
Apply Online   Q&A Current Rates About Us
CALL Today!
(800) 636-8910

Introducing:
 

The CalSTRS Home Loan Program

Being a teacher or school employee has its rewards, especially today. The CalSTRS Home Loan Program can help you purchase your dream home with a low down payment and affordable monthly payments. It’s a buyer's market and now is the time to take advantage of the lowest home prices seen in years.

EVERYBODY WINS!

The revenue generated through the Home Loan Program supports the CalSTRS retirement fund.  Add to your savings with the SMARTMOVE home purchase program with reduced escrow fees and you have an unbeatable deal. Call for Details.*

WHO IS ELIGIBLE?

Most likely you are!  If you are a CalSTRS member, you are eligible to apply for a loan under this exciting program.  You are also eligible to take advantage of the CalSTRS Home Loan Program if you are currently an employee of a California public school district or California community college.

Low Cost Loans with Many Options

  • Conventional 15 or 30 year Fixed Rate Program — Competitive rates are available for buying a new home or refinancing to meet your individual needs. Mortgage loan amounts are available up to $834,000. Call for  Details.*
  • 80/17 Program — Qualifying for a larger home mortgage is now available because of the low payment during the 5-year second mortgage deferral period.  Mortgage loan amounts are available up to $650,000. Call for Details.*
  • All program interest rates are set daily and are very competitive in the industry.
  • You will receive a FREE 45-day interest rate lock upon submission of your application and accepted purchase contract, to protect you from rising rates.
  • In the event interest rates fall after you have applied for your loan, CalSTRS offers you a one-time interest rate reduction (float down option) during the 45-day lock period - saving you money. Call for Details.*
CALL TODAY TO GET STARTED!

Vitek Mortgage Group is a Direct Lender for the CalSTRS Home Loan Program.  Contact Doug Bullwinkel at Vitek Mortgage to get started on the road to home ownership.  He will answer your questions and explain the details of the program. He can assist you with your loan application and he will be there with you every step of the way to closing.  Now it's easier than ever to take advantage of all  the features of this unique program.
Call Doug Bullwinkel at (800) 636-8910 or email him at Doug@CalStateTeacher.com 

*Restrictions Apply. All loans subject to credit, income, appraisal and asset verification.

CALL Today!
(800) 636-8910

Introducing:
 

The CalSTRS Home Loan Program

Being a teacher or school employee has its rewards, especially today. The CalSTRS Home Loan Program can help you purchase your dream home with a low down payment and affordable monthly payments. It’s a buyer's market and now is the time to take advantage of the lowest home prices seen in years.

EVERYBODY WINS!

The revenue generated through the Home Loan Program supports the CalSTRS retirement fund.  Add to your savings with the SMARTMOVE home purchase program with reduced escrow fees and you have an unbeatable deal. Call for Details.*

WHO IS ELIGIBLE?

Most likely you are!  If you are a CalSTRS member, you are eligible to apply for a loan under this exciting program.  You are also eligible to take advantage of the CalSTRS Home Loan Program if you are currently an employee of a California public school district or California community college.

Low Cost Loans with Many Options

  • Conventional 15 or 30 year Fixed Rate Program — Competitive rates are available for buying a new home or refinancing to meet your individual needs. Mortgage loan amounts are available up to $834,000. Call for  Details.*
  • 80/17 Program — Qualifying for a larger home mortgage is now available because of the low payment during the 5-year second mortgage deferral period.  Mortgage loan amounts are available up to $650,000. Call for Details.*
  • All program interest rates are set daily and are very competitive in the industry.
  • You will receive a FREE 45-day interest rate lock upon submission of your application and accepted purchase contract, to protect you from rising rates.
  • In the event interest rates fall after you have applied for your loan, CalSTRS offers you a one-time interest rate reduction (float down option) during the 45-day lock period - saving you money. Call for Details.*
CALL TODAY TO GET STARTED!

Vitek Mortgage Group is a Direct Lender for the CalSTRS Home Loan Program.  Contact Doug Bullwinkel at Vitek Mortgage to get started on the road to home ownership.  He will answer your questions and explain the details of the program. He can assist you with your loan application and he will be there with you every step of the way to closing.  Now it's easier than ever to take advantage of all  the features of this unique program.
Call Doug Bullwinkel at (800) 636-8910 or email him at Doug@CalStateTeacher.com 

*Restrictions Apply. All loans subject to credit, income, appraisal and asset verification.

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teacher loans

 

Douglas K. Bullwinkel, NMLS#281609
3013 Douglas Blvd., Suite 135, Roseville, CA 95661
                                                                    

Toll Free: (800) 636-8910  FAX: (916) 543-4708

Email: Doug@CalStateTeacher.com   
Licensed by the Department of Corporations under the California Residential Mortgage Lending Act

 

Douglas K. Bullwinkel, NMLS#281609
3013 Douglas Blvd., Suite 135, Roseville, CA 95661
                                                                    

Toll Free: (800) 636-8910  FAX: (916) 543-4708

Email: Doug@CalStateTeacher.com   
Licensed by the Department of Corporations under the California Residential Mortgage Lending Act